Finance
How to calculate EMI for a home loan
The EMI formula is short, but what it implies about your money over twenty years is not obvious. Here is what each part does and where the cost really comes from.
11 September 2026 · 2 min read
Blog
Guides that explain the reasoning behind the numbers: how EMIs are built, what CTC hides, when prepaying beats investing, and the percentage mistakes that quietly cost money.
- Finance
Prepaying a loan: what actually saves the most
When you prepay a loan, you usually choose between a lower EMI and a shorter tenure. Here is how the two differ and when each one makes sense.11 September 2026 · 1 min read - Finance
SIP or lump sum: how to think about it
The SIP versus lump sum question usually has an obvious answer once you know where the money is coming from. Here is the framework.11 September 2026 · 1 min read - Finance
Compound interest, explained without the hype
How compound interest works, why frequency matters, and what the rule of 72 actually tells you, with worked examples.11 September 2026 · 1 min read - Salary
CTC versus in-hand salary: where the money goes
A line-by-line explanation of why a ₹12 lakh CTC does not mean ₹1 lakh a month, covering PF, gratuity, professional tax and income tax.11 September 2026 · 1 min read - Salary
Old or new tax regime: which one fits you
The new regime has lower rates, the old one has deductions. Here is how to work out which leaves you with more, using your own numbers.11 September 2026 · 1 min read - Finance
GST basics for a small business
What CGST, SGST and IGST mean, how inclusive pricing works, and the arithmetic mistakes that show up most often on invoices.11 September 2026 · 1 min read - Maths
Five percentage mistakes that cost real money
Stacked discounts, percentage points, reversing a rise, and the other percentage errors that show up in shopping, salary and investment decisions.11 September 2026 · 1 min read